Housing
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Housing in Nigeria
A fundamental aspect of life, Housing is essential for shelter, living, feeding, and reproduction. The type of housing we choose depends on a key factor: affordability.
In Nigeria, houses are either government-owned or privately owned. With an estimated population of over 200 million people, the country faces a housing shortfall of approximately 20 million units. This deficit is due to several factors:
- Rapid urbanization: Cities like Lagos, Port Harcourt, Abuja, and Kano attract large populations due to economic opportunities, with Lagos experiencing the highest housing deficit.
- High construction costs: Building materials have become increasingly expensive.
- Lack of affordable housing finance.
- High cost of land.
- Limited access to mortgage financing and high interest rates.
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