Housing

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Housing

Housing in Nigeria

Housing in Nigeria

A fundamental aspect of life, Housing is essential for shelter, living, feeding, and reproduction. The type of housing we choose depends on a key factor: affordability.

In Nigeria, houses are either government-owned or privately owned. With an estimated population of over 200 million people, the country faces a housing shortfall of approximately 20 million units. This deficit is due to several factors:

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Rapid urbanization: Cities like Lagos, Port Harcourt, Abuja, and Kano attract large populations due to economic opportunities, with Lagos experiencing the highest housing deficit.
High construction costs: Building materials have become increasingly expensive.
Lack of affordable housing finance.
High cost of land.
Limited access to mortgage financing and high interest rates.

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Last updated: November 22, 2025

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